Welcome to Lewis Harmer FPS

Welcome to Lewis Harmer FPS, we are Independent Financial Advisers with over 12 years experience in the Financial Services industry, we specialise in the pension and annuity market.

Being Independent means we run our business in line with the interests of our clients. What’s more, we are not tied to any financial services provider and are free to recommend the best investments, pensions and life assurance policies from the best sources, chosen to meet your individual circumstances.

Pensions are very complex, you must consider tax implications, health issues and overall client circumstances, to add to this complexity there are numerous pensions plans available which all have their own rules and regulation, So what do you do?

We offer a free initial discussion to understand your needs and circumstances, it maybe you have pensions which are not performing or not right for you, it could be you are reaching retirement and need guidance as to your options.

We will approach your current providers to request details of your current provisions, it is only after all information has been collated that we can undertake your independent review and establish if you could achieve more pension income.

This review process will take time, we offer this initial review for free with no obligation. If you would be better off with another provider or we can obtain a better annuity we will provide suitable advice confirming this.

Our approach is simple – to provide the best Open, Honest solutions to our clients